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Banking QuizCA Quizzes (English)

Current Affairs Quiz: April 19, 2024

  1. What is the name of the inter-city mobility platform that has pioneered the introduction of the industry’s first digital luggage tag feature, aimed at transforming and simplifying luggage management for bus travelers?
    A) IntrCity SmartBus
    B) SmartTravel Express
    C) UrbanTransit Link
    D) CityConnect Coach
    E) None of the above
    View Answer
    Option A
    Explanation:

    IntrCity SmartBus, India’s leading inter-city mobility platform, has launched the industry’s first digital luggage tag feature. This pioneering innovation is set to redefine luggage management by streamlining the process, the company said.
  2. What is the primary objective of the ‘Longevity India’ initiative launched by the Indian Institute of Science (IISc)?
    A) To promote short-term health interventions for the elderly population.
    B) To conduct a large-scale clinical study on the effects of aging.
    C) To address aging-related challenges, extend healthy life expectancy, and promote longevity through research and technology development.
    D) To focus solely on financial aspects of aging without considering healthcare solutions.
    E) None of the above
    View Answer
    Option C
    Explanation:

    In a large-scale study that aims to tackle ageing-related challenges, extend healthy life expectancy ‘healthspan’ and promote longevity through innovative research and technology development, the Indian Institute of Science (IISc) announced the launch of ‘Longevity India’ initiative.
  3. How does the memorandum of understanding (MoU) signed between the Armed Forces Medical Services (AFMS) and the Indian Institute of Technology (IIT) Kanpur aim to benefit soldiers?
    A) By providing financial support to soldiers for medical treatment.
    B) By offering free healthcare services to soldiers deployed in difficult terrains.
    C) By collaborating on research and developing new technologies to address soldiers’ health issues in challenging environments.
    D) By organizing recreational activities for soldiers to improve their mental well-being.
    E) None of the above
    View Answer
    Option C
    Explanation:

    The Armed Forces Medical Services (AFMS) signed a memorandum of understanding (MoU) for collaborative research and training with Indian Institute of Technology (IIT) Kanpur.Under this MoU, AFMS and IIT Kanpur will team up to undertake research and develop new technologies to address health problems faced by soldiers in difficult terrains.
  4. What measure has the Reserve Bank of India (RBI) suggested to banks regarding the salaries of internal ombudsmen, aimed at enhancing their independence and protecting customer rights?
    A) Increasing the workload of internal ombudsmen to justify their salaries.
    B) Considering the possibility of establishing a central fund to cover the salaries of internal ombudsmen.
    C) Decreasing the salaries of internal ombudsmen to reduce expenses.
    D) Outsourcing the role of internal ombudsmen to external agencies.
    E) None of the above
    View Answer
    Option B
    Explanation:

    The Reserve Bank of India (RBI) has asked lenders to examine the possibility of establishing a central fund to pay the salaries of banks’ internal ombudsman (IO). This move seeks to enhance their independence to further protect customer rights.
  5. What action did the Reserve Bank of India take to manage the liquidity surplus in the banking system as it approached Rs 1 trillion?
    A) Increased the repo rate to absorb excess liquidity.
    B) Conducted a variable rate reverse repo (VRRR) auction.
    C) None of these
    D) Issued additional currency to banks to absorb excess liquidity.
    E) Decreased the reverse repo rate to encourage borrowing.
    View Answer
    Option B
    Explanation:

    The Reserve Bank of India conducted a two-day variable rate reverse repo (VRRR) auction as the liquidity surplus in the banking system neared Rs 1 trillion. The liquidity in the banking system was in a surplus of Rs 98,920 crore, according to the latest data by the central bank. Consequently, the weighted average overnight money market rates fell to 6.34 per cent against 6.42 per cent.
  6. What regulatory change did the Reserve Bank of India (RBI) introduce regarding the hedging of gold price risk for resident entities, as stated in the ‘Master Direction – Foreign Exchange Management (Hedging of Commodity Price Risk and Freight Risk in Overseas Markets) Directions, 2022’?
    A) It imposed stricter limitations on resident entities, allowing them to hedge gold price risk only through exchanges within the IFSC.
    B) It expanded options for resident entities by allowing them to hedge gold price risk through over-the-counter (OTC) derivatives in the International Financial Services Centre (IFSC).
    C) It completely prohibited resident entities from hedging gold price risk in any form.
    D) It required resident entities to obtain special permission from the RBI to engage in gold price risk hedging.
    E) None of the above
    View Answer
    Option B
    Explanation:

    The RBI eased rules to allow resident entities to hedge their exposures to the price risk of gold using OTC derivatives in the International Financial Services Centre (IFSC).The directive is issued in the form of ‘Master Direction – Foreign Exchange Management (Hedging of Commodity Price Risk and Freight Risk in Overseas Markets) Directions, 2022’.
  7. What recent change did the Employees’ Provident Funds Organisation (EPFO) make regarding auto claims processing under Paragraph 68J, as conveyed in a circular issued on April 16, 2024?
    A) It reduced the qualifying limit for auto claims from Rs 1,00,000 to Rs 50,000.
    B) It increased the qualifying limit for auto claims from Rs 50,000 to Rs 1,00,000.
    C) It eliminated the qualifying limit for auto claims processing.
    D) It introduced stricter eligibility criteria for auto claims processing.
    E) None of the above
    View Answer
    Option B
    Explanation:

    The Employees’ Provident Funds Organisation (EPFO) has raised the qualifying limit for auto claims, those made under specific conditions processing under Paragraph 68J. The limit has been increased from Rs 50,000 to Rs 1,00,000. EPFO conveyed the update in a circular issued on April 16, 2024.
  8. Which two companies recently signed a Memorandum of Understanding (MoU) to facilitate financing for dealers under the bank’s dealer finance program?
    A) Tata Motors and HDFC Bank
    B) Ashok Leyland and South Indian Bank
    C) Mahindra & Mahindra and ICICI Bank
    D) Maruti Suzuki and Axis Bank
    E) None of the above
    View Answer
    Option B
    Explanation:

    Commercial vehicle maker Ashok Leyland Ltd said it has partnered with South Indian Bank for financing dealers.The company has signed a Memorandum of Understanding (MoU) to provide financing to dealers under the bank’s dealer finance programme, Ashok Leyland said in a statement.
  9. In the Asia-Pacific region in 2023, which Indian banks made it to the list of top 50 banks by assets, and what were their respective rankings?
    A) State Bank of India (20th), HDFC Bank (33rd), Axis Bank (48th)
    B) ICICI Bank (20th), HDFC Bank (33rd), Kotak Mahindra Bank (48th)
    C) State Bank of India (20th), HDFC Bank (33rd), ICICI Bank (48th)
    D) HDFC Bank (20th), ICICI Bank (33rd), State Bank of India (48th)
    E) None of the above
    View Answer
    Option C
    Explanation:

    Indian banks have been among the best-performing lenders among peers in Asia. Three Indian lenders made it to the list of top 50 banks by assets in the Asia-Pacific region in 2023, up from two in 2022. The aggregate assets of the lenders rose sharply by 50.5% y/y to $1.51 trillion in 2023.The State Bank of India is at the 20th position, HDFC Bank at 33 and ICICI Bank at 48th spot.
  10. What is the primary objective of the standing committee set up by the International Financial Centers Authority (IFSCA) for GIFT City?
    A) To explore options for renewable energy sources in GIFT City.
    B) To improve sustainability practices within GIFT City.
    C) To develop a framework for launching climate finance products like Alternate Investment Funds, transition bonds, and transition insurance.
    D) To address environmental concerns in GIFT City.
    E) None of the above
    View Answer
    Option C
    Explanation:

    In order to transform GIFT City into a “climate finance hub”, the International Financial Centers Authority (IFSCA) has set up a standing committee that will come up with a framework for launching climate finance products.The committee is expected to submit its report to the government by the end of May 2024. It could be an Alternate Investment Fund, transition bond, transition insurance, etc.
  11. What milestone did the Insurance Regulatory and Development Authority of India (IRDAI) mark on April 19, 2024, and what efforts has the regulator been undertaking in light of this milestone?
    A) The 20th anniversary, with a focus on strengthening existing regulations.
    B) The 25th anniversary, with a focus on implementing regulatory reforms announced in March for the current financial year.
    C) The 30th anniversary, with a focus on enhancing consumer protection measures.
    D) The 15th anniversary, with a focus on promoting innovation in the insurance industry.
    E) None of the above
    View Answer
    Option B
    Explanation:

    As the Insurance Regulatory and Development Authority of India (IRDAI) enters the Silver Jubilee year on April 19,2024, the regulator is busy creating a smooth ground for a slew of regulatory reforms announced in March that come into effect from the current financial year. This is even as the industry players are also buckling up to play their part.
  12. How much financial assistance does the World Bank plan to provide to the State Bank of India (SBI) to accelerate India’s transition to clean energy?
    A) USD 500 million
    B) USD 1 billion
    C) USD 100 million
    D) USD 2 billion
    E) None of the above
    View Answer
    Option B
    Explanation:

    The World Bank is planning to provide a USD 1 billion line of credit to the State Bank of India (SBI) to accelerate India’s transition to clean energy, according to sources familiar with the development.
  13. By when does Prime Minister Narendra Modi aim to achieve his ambitious economic goals for India, including propelling the country to become the third-largest economy globally and reaching a USD 6.69 trillion economy with USD 1.58 trillion in exports?
    A) 2030
    B) 2050
    C) 2025
    D) 2040
    E) None of the above
    View Answer
    Option A
    Explanation:

    Prime Minister Narendra Modi has set his sights on an ambitious economic transformation plan for India by the year 2030.USD 6.69 Tn Economy, USD 1.58 Tn Exports: Modi’s Ambitious Vision For 2030
    Having recently surpassed the UK to become the world’s fifth-largest economy in 2022, Modi has now vowed to propel India to the third-largest economy globally during his potential third consecutive term in office.
  14. What type of project are ReNew Energy Global (ReNew) and JERA jointly evaluating for development in India, as per their recent agreement?
    A) Solar power generation
    B) Wind energy production
    C) Green hydrogen production
    D) Green ammonia production
    E) None of the above
    View Answer
    Option D
    Explanation:

    ReNew Energy Global (ReNew) said that it signed an initial agreement with JERA, Japan’s largest power generation company, to jointly evaluate the development of a green ammonia production project in India.
  15. Who has been appointed as the Managing Director & CEO of Dhanlaxmi Bank by the Reserve Bank of India?
    A) Ajith Kumar K.K
    B) Ravi Kumar Gupta
    C) None of these
    D) Deepak Kumar Sharma
    E) Anjali Patel
    View Answer
    Option A
    Explanation:

    The Reserve Bank of India has approved the appointment of Ajith Kumar K.K as the Managing Director & CEO of Dhanlaxmi Bank for three years with effect from the date of taking charge.
  16. Who has been appointed as the CEO of Munich Re’s India Branch, effective from October 2024, according to the recent announcement by the company?
    A) Rajesh Singhania
    B) Ananya Gupta
    C) Rahul Sharma
    D) None of these
    E) Surbhi Goel
    View Answer
    Option E
    Explanation:

    Munich Re, a global provider of reinsurance, primary insurance and insurance-related risk solutions has announced the appointment of Surbhi Goel as CEO India Branch effective from October 2024.
  17. Who has been appointed as the new chairman of the board of HDFC Life Insurance, following Deepak S Parekh’s resignation from the role?
    A) Keki M Mistry
    B) Deepak S Parekh
    C) Aditya Puri
    D) Uday Kotak
    E) None of the above
    View Answer
    Option A
    Explanation:

    HDFC Life Insurance’s chairman Deepak S Parekh stepped down from his role, the company said. Following Parekh’s resignation, the company has appointed Keki M Mistry as the new chairman of the board.
  18. Who has been appointed as the next Chief of the Naval Staff by the Union government, effective from April 30, 2024?
    A) Vice Admiral Dinesh Kumar Tripathi
    B) Admiral R. Hari Kumar
    C) Vice Admiral Ajendra Bahadur Singh
    D) Admiral Karambir Singh
    E) None of the above
    View Answer
    Option A
    Explanation:

    The Union government has appointed Vice Admiral Dinesh Kumar Tripathi, PVSM, AVSM, NM, as the next Chief of the Naval Staff with effect from April 30, 2024.
  19. Who has been assigned the additional charge as Secretary of the Ministry of Statistics and Programme Implementation (MoSPI) by the Central Government?
    A) Saurabh Garg (IAS)
    B) Rajesh Kumar (IAS)
    C) Anjali Gupta (IAS)
    D) Amit Sharma (IAS)
    E) None of the above
    View Answer
    Option A
    Explanation:

    The Central Govt has assigned additional charge as Secretary of Ministry of Statistics and Programme Implementation (MoSPI) to Saurabh Garg (IAS).
  20. Who won the prestigious 2024 World Press Photo of the Year award for his image capturing a Palestinian woman cradling the body of her five-year-old niece in the Gaza Strip?
    A) Ahmad Abu Hussein
    B) Nidal al-Mughrabi
    C) Mohammed Salem
    D) None of these
    E) Wissam Nassar
    View Answer
    Option C
    Explanation:

    Reuters photographer Mohammed Salem won the prestigious 2024 World Press Photo of the Year award for his image of a Palestinian woman cradling the body of her five-year-old niece in the Gaza Strip.
  21. Who will be honored with the prestigious third Lata Dinanath Mangeshkar award for his remarkable dedication to the nation, its people, and society, as announced by the Mangeshkar family?
    A) Shah Rukh Khan
    B) Amitabh Bachchan
    C) Aamir Khan
    D) Salman Khan
    E) None of the above
    View Answer
    Option B
    Explanation:

    Bollywood veteran Amitabh Bachchan will be honoured with the prestigious third Lata Dinanath Mangeshkar award for his remarkable dedication to the nation, its people, and society, the Mangeshkar family announced.
  22. Which airport was crowned the world’s best airport at the annual Skytrax Awards, dethroning the 12-time champion, Singapore Changi Airport?
    A) Seoul Incheon Airport
    B) Hamad International Airport (HIA)
    C) Tokyo Haneda Airport
    D) Narita International Airport
    E) None of the above
    View Answer
    Option B
    Explanation:

    Doha’s Hamad International Airport (HIA) has been crowned the world’s best airport at the annual Skytrax Awards, dethroning the 12-time champion, Singapore Changi Airport. The airport also clinched the title of ‘world’s best airport shopping’ for the second time in a row and ‘best airport in the Middle East’ for the tenth consecutive year.
  23. Where did the Defence Research and Development Organisation (DRDO) conduct a successful flight-test of the Indigenous Technology Cruise Missile (ITCM)?
    A) Integrated Test Range (ITR), Pune
    B) Indian Space Research Organisation (ISRO), Sriharikota
    C) Integrated Test Range (ITR), Balasore
    D) Defence Research and Development Laboratory (DRDL), Hyderabad
    E) Integrated Test Range (ITR), Chandipur
    View Answer
    Option E
    Explanation:

    Defence Research and Development Organisation (DRDO) conducted a successful flight-test of Indigenous Technology Cruise Missile (ITCM) from the Integrated Test Range (ITR), Chandipur off the coast of Odisha.
  24. Which Indian state has taken the lead in implementing the Centre’s Green Credit Programme (GCP), with over 500 land parcels spanning 4,980 hectares across 10 states approved for tree plantation in the past two months?
    A) Maharashtra
    B) Madhya Pradesh
    C) Karnataka
    D) Rajasthan
    E) Tamilnadu
    View Answer
    Option B
    Explanation:

    Madhya Pradesh has taken lead in implementing the Centre’s Green Credit Programme (GCP) which got over 500 land parcels spanning 4,980 hectares across 10 states approved for tree plantation in the past two months.
  25. What is the title of the memoir authored by former Reserve Bank of India (RBI) Governor Duvvuri Subbarao, which has been released recently?
    A) “Just a Mercenary?: Notes from My Life and Career”
    B) “Governor’s Reflections: Insights into My Term at the RBI”
    C) “Journey of a Central Banker: An Inside Story”
    D) “The RBI Chronicles: A Governor’s Memoir”
    E) None of the above
    View Answer
    Option A
    Explanation:

    Former Reserve Bank of India (RBI) Governor Duvvuri Subbarao’s memoir titled “Just a Mercenary?: Notes from My Life and Career” has been released recently.
  26. Who is the author of the book titled “India — the Road to Renaissance: A Vision and an Agenda,” which was recently released at the Administrative Staff College of India (ASCI) campus in Hyderabad?
    A) Bhimeswara Chall
    B) Narendra Modi
    C) Arundhati Roy
    D) Raghuram Rajan
    E) None of the above
    View Answer
    Option A
    Explanation:

    The book titled ‘India — the Road to Renaissance: A Vision and an Agenda’ written by Bhimeswara Chall has been released recently at the Administrative Staff College of India (ASCI) campus in Hyderabad.
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